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Sunday, February 26, 2012

How to Apply for a Macy's Credit Card

Macy's is one of the most well-known department store brands in the world. As is the case with many large department stores, Macy's offers its customers the ability to apply for a Macy's credit card. Macy's credit card holders receive special offers on a regular basis including extra discount days for themselves as well as a friend, invitations to special events and more. You can apply for a Macy's credit card online, by telephone or in person at your local Macy's store.


    • 1
Open your web browser and go to the Macy's online credit application website. Once at the site, verify that the address begins with https://. This will ensure that you are using an encrypted connection to submit your personal data.
    • 2
Enter your personal information as well as the requested data to verify your identification. The verification is included as an extra step to prevent an individual from applying for credit in your name.
    • 3
Read the Terms and Conditions completely. It is important to read this section thoroughly, as it contains important information about your Macy's credit card account.
    • 4
Place a check in the box confirming that you have read and accept the Terms and Conditions and then click on the "Submit" button. After a short time, the results of your Macy's online credit application will be displayed on the screen.
    • 5
As an alternative, visit any checkout counter at your local Macy's store to apply for a credit card. This is the way to go if you are uncomfortable submitting personal information over the Internet.
    • 6
Inform the Macy's clerk that you would like to submit an application for a Macy's credit card. The clerk will provide you with an application to complete.
    • 7
Return your completed Macy's credit card application along with your driver's license (or other form of picture identification) to the clerk who will then process your application. It will take just a few minutes to complete the Macy's credit card application process and the credit decision should be available instantly.

Monday, February 13, 2012

Buying Stocks for Beginners


Investing in the stock market and buying stocks can generate income and help you prepare for the future. Even beginner investors can learn how to buy stocks, without the help of a professional stock market broker.

Determine your investment goals. Are you looking for a long-term investment or will you need access to your money in a few months? This will determine how aggressive your investment plans will be. If you want a long-term investment, you'll want to buy stable, slow-growth stocks that have a greater growth rate in the long term. If you'll need access to your money soon, you'll need to be more aggressive in your investment strategy and buy higher-risk stocks that have a greater chance of rapid growth.

Register an investment account with an online stock broker, such as E-Trade or Sharebuilder. Many online stock brokers charge just a fraction of the fee that professional stock brokers charge. They also let you invest small amounts of money at a time.

Set up a direct deposit between your online investment account and your bank. This will allow you to transfer money quickly to your stock broker so you may quickly buy or sell stocks.

Purchase stocks through your online stock account. Use your account's investment rating tools to sort stocks by their risk level and growth potential. If you're a short-term stock investor looking for quick growth, buy higher-risk stocks. If you're in for the long haul, select low-risk, slow-growth stocks that are safer, but will also take longer to turn a large profit.

Friday, February 10, 2012

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